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This Web site is not intended to offer securities, investment advisory services, investment management services, fiduciary services, or any other financial services to any US person as such term is defined in regulations under the US Securities Act of 1933, as amended, nor to any persons who are not allowed by the laws of their jurisdiction to invest offshore. The investments and services herein are not available to such persons.

All services or products described herein are intended to be used solely by non-US persons. A prospective client who requests additional information about our services or products confirms by making such request that he, she or it is a non-US persons.

We are not registered as a broker-dealer or investment advisor by the US Securities and Exchange Commission. We cannot transact business as a broker-dealer or investment advisor in jurisdictions in which we are not exempt or excluded from such requirements. The information provided at this site is not intended to effect any transaction in securities nor is it an offer to buy or sell securities. We are supplying the entire content of this communication solely for general informational purposes. This Web site does not constitute an offer or solicitation to anyone in any jurisdiction in which such an offer or solicitation is not authorized, or to any person to whom it is unlawful to make such an offer or solicitation.

The information given in this website does not constitute legal or accounting advice or opinion, and should not be relied upon for any planning purposes. It is provided solely and exclusively for general, non-specific informational purposes, and to advise the reader of the nature of the services and products offered by us. In particular, users of the site are advised to take appropriate professional advice from an advisor in their own jurisdiction before committing themselves to involvement in any offshore jurisdictions, offshore trusts or offshore investments.

NIBC Bank N.V. and/or its affiliates or their respective officers, directors, employees and clients (collectively "NIBC") may buy, sell, or hold securities, or options with respect to those securities, that are the subject of articles published on this Web site. NIBC regularly holds long or short positions in such securities or options as of the date these articles are published. The views and opinions expressed on this Web site are not intended to constitute a description of the securities bought, sold, or held by NIBC nor do they give an indication of any intention to buy, sell, or hold any security by NIBC. Investment decisions made by NIBC may change at any time and for any reason, regardless of the latest information posted on this Web site.

We expressly disclaim any and all liability for any representations (whether express or implied) contained in, or any omissions from, this site or any other written or oral communications transmitted to the recipient in the course of the recipient's evaluation of the services offered hereby. We expressly disclaim any and all liability which may be based on such information, errors therein or omissions therefrom. The information in this site may become unreliable because of subsequent market conditions, economic circumstances, new legal developments or for other reasons. We disclaim any intent or obligation to update these statements. Moreover, there is no assurance that any projections, predictions, forward-looking statements or forecasts will be realized.

The information contained herein must not be distributed by the viewer and is not intended for use in any jurisdiction where its use would be unlawful.